Credit

3% Cash-Back Card = $500/Year Tax Free!

June 15, 2011

I’d been thinking about our cash-back rewards from the one credit card we do most of our spending on and decided it’s time to focus on the categories we spend the most on and optimize our cards and usage to get even more cash back each year.  For years, we’ve always enjoyed tax-free cash-back rewards […]

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$150 Bonus – New Chase Visa Freedom Card (Crazy!)

April 8, 2011

Previously, there had been a mildly attractive $150 Signup Bonus deal, but that one’s no longer being offered.  The GOOD NEWS is that there are even more lucrative card offers available now – check these out! $200 Bonus on Chase Freedom, 5% Rewards $250 Bonus on Chase Sapphire 6% Cash Back Card – That’s $1000 […]

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Should a Credit Check Disqualify You From a New Job? Employers Think So

January 31, 2011

I noticed a news item from 2010 on how Oregon is banning credit checks by employers save for a few exceptions like banks and credit unions, etc., where employees are routinely handling cash.  The thinking is that there’s no difference in performance amongst employees with good credit vs. poor credit and it’s an overstep of […]

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$100 Bonus on Cash Back Chase Freedom Visa

November 24, 2010

While I’m no fan of credit card DEBT, I am a huge fan of tax free dollars each month I get from cash back credit cards.  My wife and I have never paid a dime in interest yet we collect several hundred dollars a year for simply charging and paying off our cards each month […]

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Credit Cards Transfer Wealth from Poor to Rich? Gimme a Break!

July 28, 2010

There’s a story out this week (here) postulating that the poor are funding credit card fees while the rich reap the rewards.  This alleged injustice is two-fold: 1) the poor tend to pay cash for items more-so than the rich and since transaction fees are passed on to all consumers, it’s the poor that are […]

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Things You Should Charge To Your Credit Card and Things You Should Never Buy on Credit

July 22, 2010

The following is a guest post from AskMrCreditCard: If I had it my way, we should all use credit cards for everything (to earn rewards) as long as we pay our bills fully and do not spend frivolously. But some folks do not really like credit cards because they might cause them to overspend. Even […]

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