Personal Finance

Here’s My Budget Under a Microscope – FIXED and Variable Cost Reality

January 13, 2013

For all the talk about saving money by skipping the lattes and tearing Bounce sheets in half, many people don’t actually have any idea what their fixed costs are each month.  They know they spend up to – or over – their monthly paycheck, but they’re not really sure what’s fixed and what’s variable.  By […]

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Personal Capital Review – All Your Financials in One Spot

January 13, 2013

Personal Capital is a one-stop shop for aggregating all your financial information in one spot in an automated fashion.  The beauty of the system is that once you connect all your financial institutions from banks to IRA, 401(k) accounts and more, your Personal Capital dashboard will aggregate everything in various views and can be customized […]

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Net Worth Analysis for 2012: The Good, the Bad and the Ugly

January 8, 2013

I was reminded by a few different blogging buddies when doing their recaps of 2012 to look at my own Net Worth for 2012.  Everyone seems to calculate their net worth differently (if at all).  These days, a lot of people are switching over to a free service from Personal Capital to keep everything in […]

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Poll: Has the Fiscal Cliff Uncertainty Affected Your Spending or Financial Plans at All?

December 23, 2012

There are 2 main camps when it comes to economics and politics – some feel that people and businesses will go about their routine patterns of spending, saving, investing and hiring regardless of any “uncertainty” and another camp that feels all the uncertainty we’re constantly facing gives people and leaders pause, which constantly constrains behavior […]

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How I Got My Kids Excited About Saving and Investing

December 9, 2012

I credit a great deal of my financial and career success in life to the way I was brought up and the lessons I learned early in life.  When I look around at adults my age that make very poor financial decisions and have their finances in tatters, I also see a pattern where their […]

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Friend’s Cat Pisses on and Ruins Jackets, Purse: Who Pays?

December 5, 2012

I’m an animal lover, but cats really piss me off. My wife’s a cat person, I’m a dog person. So, we have both. While my dog barks to go out or feels terrible if he has an accident, we’ve had cats that piss on our stuff intentionally – just to be nasty. Either they’re mad […]

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