Personal Finance

My Electrician Makes More Than a Doctor

May 20, 2012

Boy, that’s the fastest $2800 I ever spent!  Ever since my wife and I decided we weren’t moving last year, we took inventory of all the stuff we wanted to do to the house to make it worth staying (I’m still convinced in the end if I drop another $50K into this house over the […]

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Think About High Switching Costs (or How to Sell Dialup Internet in 2012)

April 15, 2012

Investors looking for companies that offer long-term outperformance want what Warren Buffett describes as a moat, a defining characteristic that defends it from the competition. Some industries are not very conducive to building a differentiated brand. Where a business cannot stand out to attract customers, it might as well make it hard for customers to […]

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What’s Your REAL Inflation Rate? Everyday Price Index

March 21, 2012

By now, you’ve probably heard enough complaints about the cost of living going up while the contrived government index (CPI) shows virtually no inflation.  Well, the American Institute for Economic Research has put out an everyday price index to gauge the inflation Americans are really seeing in their everyday lives.  High level findings show that while, yes, […]

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Gas Prices Rising in Summer – It’s a Lie. [CHART]

February 20, 2012

The mainstream media loves a headline, especially one with a purported “expert” touting $6 gas prices by the summer time (last year’s $6 prediction, this year’s $6 call “by Spring!”) to get you to “stay tuned” across a commercial break or click their link. Writers and anchors, the sheep they are, always repeat the common […]

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The Most Expensive Coffee on Earth – From an Animal’s Butt. Curious How it Tastes?

January 1, 2012

I’ve become a bit of a coffee snob lately.  My wife finds it to be really annoying.  One of my co-workers showed up one day with a French Press.  The coffee tasted way better out of there than the crappy company coffee stand in for our afternoon wakeup call.  From there, we researched how to […]

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How Does Your Personal Capital-To-Income Ratio Stack Up with This Recommendation?

December 18, 2011

Today I’m highlighting the capital to income ratio, which I’d heard about before, but hat tip to White Coat Investor (good new finance blog I found which you should check out) for making me rethink it and share again here.  Basically, this is one of the many ratios that Charles Farrell focuses on in his […]

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